Low riskLarge capEducational sample dataset

ICICI Bank

ICICIBANK · NSE & BSE · Banking & Financial Services · Private Bank

Current price

₹1,240.00

+0.90%FY24 (illustrative)

Illustrative / demo price - not live.

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About the company

A leading private sector bank with a strong digital and retail franchise.

Origin & history

Formed in 1994 from the ICICI group, it built a diversified retail and corporate banking business.

Founded

1994

Headquarters

Mumbai

Business segments

Retail Banking48.0%
Wholesale Banking38.0%
Other14.0%

Competitive position (moat)

Strong brand, digital platform and diversified lending franchise.

Governance

Widely held with professional management and independent board.

Promoter holding

0.0%

Institutional holding

60.0%

Why it's interesting

A well-capitalised private bank with improving return ratios and a strong digital offering.

What to verify

  • Asset quality in retail and SME books
  • Net interest margin sustainability
  • Fee income growth

Key risks

  • Credit cycle
  • Margin pressure
  • Regulatory changes

Valuation snapshot

Market cap

₹8.7 L cr

Total value of all shares: price multiplied by shares outstanding.

P/E

17.0

Price to earnings: how much you pay per rupee of profit.

P/B

2.9

Price to book: how the price compares to net asset value per share.

EV/EBITDA

0.0

Enterprise value to operating profit: a valuation that accounts for debt and cash.

Dividend yield

0.8%

Annual dividend per share as a percentage of the price.

Profitability

Revenue

₹1,90,000 cr

EBITDA

₹0 cr

Net income

₹47,000 cr

EPS

₹66.00

EBITDA margin

0.0%

Net margin

25.0%

ROE

17.0%

ROCE

0.0%

Revenue growth

16.0%

Balance sheet health

Debt/equity

0.0

Total debt divided by shareholders' equity: how leveraged the company is.

Cash

₹0 cr

Cash and equivalents on the balance sheet.

Interest coverage

0.0

How many times operating profit covers interest expense.

Dividends & returns

Dividend yield

0.8%

Dividend yield is the annual payout as a share of the price. A higher yield can signal a mature, cash-generative business - or a falling price. Check the payout history before reading too much into it.

Growth trend

Revenue growth

16.0%

Revenue growth shows how fast the top line is expanding. Pair it with margin trends to see whether growth is turning into profit.

Ownership

Promoter holding

0.0%

Share held by the founding family or group.

Institutional holding

60.0%

Share held by mutual funds, insurers and foreign institutions.

Placeholders - verify in the shareholding pattern.

Key catalysts

  • Return-on-equity improvement
  • Digital growth

Red flags

  • Retail credit stress
  • Margin compression

52-week range

52-week low

₹980.00

Lowest price in the 52-week range.

52-week high

₹1,300.00

Highest price in the 52-week range.