Low riskLarge capEducational sample dataset

Kotak Mahindra Bank

KOTAKBANK · NSE & BSE · Banking & Financial Services · Private Bank

Current price

₹1,850.00

+0.20%FY24 (illustrative)

Illustrative / demo price - not live.

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About the company

A diversified financial services group built around a strong private bank.

Origin & history

Founded in 1985 by Uday Kotak as an NBFC, it became a full-service private bank.

Founded

1985

Headquarters

Mumbai

Business segments

Retail Banking50.0%
Corporate & Investment35.0%
Other15.0%

Competitive position (moat)

Strong brand, prudent underwriting and a diversified financial group.

Governance

Founder-family promoter with professional management.

Promoter holding

26.0%

Institutional holding

50.0%

Why it's interesting

A quality private bank with a diversified group and strong risk management.

What to verify

  • Asset quality and unsecured book
  • Margin and deposit growth
  • Group capital allocation

Key risks

  • Unsecured credit stress
  • Margin pressure
  • Management transition

Valuation snapshot

Market cap

₹3.7 L cr

Total value of all shares: price multiplied by shares outstanding.

P/E

20.0

Price to earnings: how much you pay per rupee of profit.

P/B

3.2

Price to book: how the price compares to net asset value per share.

EV/EBITDA

0.0

Enterprise value to operating profit: a valuation that accounts for debt and cash.

Dividend yield

0.3%

Annual dividend per share as a percentage of the price.

Profitability

Revenue

₹90,000 cr

EBITDA

₹0 cr

Net income

₹18,000 cr

EPS

₹91.00

EBITDA margin

0.0%

Net margin

20.0%

ROE

14.0%

ROCE

0.0%

Revenue growth

12.0%

Balance sheet health

Debt/equity

0.0

Total debt divided by shareholders' equity: how leveraged the company is.

Cash

₹0 cr

Cash and equivalents on the balance sheet.

Interest coverage

0.0

How many times operating profit covers interest expense.

Dividends & returns

Dividend yield

0.3%

Dividend yield is the annual payout as a share of the price. A higher yield can signal a mature, cash-generative business - or a falling price. Check the payout history before reading too much into it.

Growth trend

Revenue growth

12.0%

Revenue growth shows how fast the top line is expanding. Pair it with margin trends to see whether growth is turning into profit.

Ownership

Promoter holding

26.0%

Share held by the founding family or group.

Institutional holding

50.0%

Share held by mutual funds, insurers and foreign institutions.

Placeholders - verify in the shareholding pattern.

Key catalysts

  • Credit growth
  • Margin stabilisation

Red flags

  • Unsecured stress
  • Valuation

52-week range

52-week low

₹1,500.00

Lowest price in the 52-week range.

52-week high

₹1,900.00

Highest price in the 52-week range.