Medium riskLarge capEducational sample dataset

State Bank of India

SBIN · NSE & BSE · Banking & Financial Services · Public Bank

Current price

₹820.00

+1.10%FY24 (illustrative)

Illustrative / demo price - not live.

Compare Learn this concept

About the company

India's largest bank by assets, a public-sector lender with a vast branch network.

Origin & history

Formed in 1955 through the nationalisation of the Imperial Bank of India, it anchors the country's banking system.

Founded

1955

Headquarters

Mumbai

Business segments

Retail46.0%
Corporate36.0%
Other18.0%

Competitive position (moat)

Unmatched branch and deposit reach across India.

Governance

Government is the majority owner; watch board independence and policy influence.

Promoter holding

56.9%

Institutional holding

22.0%

Why it's interesting

A systemically important lender trading at a discount to private peers, with improving asset quality.

What to verify

  • Government ownership and capital support
  • Asset quality and provisioning
  • Deposit franchise strength

Key risks

  • Sovereign-linked governance
  • Credit cycle
  • Margin pressure

Valuation snapshot

Market cap

₹7.3 L cr

Total value of all shares: price multiplied by shares outstanding.

P/E

9.0

Price to earnings: how much you pay per rupee of profit.

P/B

1.4

Price to book: how the price compares to net asset value per share.

EV/EBITDA

0.0

Enterprise value to operating profit: a valuation that accounts for debt and cash.

Dividend yield

1.6%

Annual dividend per share as a percentage of the price.

Profitability

Revenue

₹4,20,000 cr

EBITDA

₹0 cr

Net income

₹68,000 cr

EPS

₹76.00

EBITDA margin

0.0%

Net margin

16.0%

ROE

16.0%

ROCE

0.0%

Revenue growth

12.0%

Balance sheet health

Debt/equity

0.0

Total debt divided by shareholders' equity: how leveraged the company is.

Cash

₹0 cr

Cash and equivalents on the balance sheet.

Interest coverage

0.0

How many times operating profit covers interest expense.

Dividends & returns

Dividend yield

1.6%

Dividend yield is the annual payout as a share of the price. A higher yield can signal a mature, cash-generative business - or a falling price. Check the payout history before reading too much into it.

Growth trend

Revenue growth

12.0%

Revenue growth shows how fast the top line is expanding. Pair it with margin trends to see whether growth is turning into profit.

Ownership

Promoter holding

56.9%

Share held by the founding family or group.

Institutional holding

22.0%

Share held by mutual funds, insurers and foreign institutions.

Placeholders - verify in the shareholding pattern.

Key catalysts

  • Asset-quality recovery
  • Return-ratio improvement

Red flags

  • Government influence
  • Margin pressure

52-week range

52-week low

₹620.00

Lowest price in the 52-week range.

52-week high

₹900.00

Highest price in the 52-week range.